THE MORTGAGE ASSET PROGRAM (MAP®)
MAP® HomeAssist is a home loan assistance program designed to help UFCU members offset eligible down payment and closing costs, supporting improved affordability and broader access to sustainable homeownership.
ASSISTANCE TERMS:
- Type of Assistance: subsidy Assistance
- Assistance Amount: $12,000 per eligible borrower
- Eligible Borrowers: low- to moderate-income (LMI) borrowers with incomes at or below 80% of the Area Median Income (AMI).
- Permitted Uses: down payment assistance and / or closing cost reimbursement
- Repayment: no repayment required, provided all program requirements are satisfied.
PROPERTY CRITERIA:
- Property Type: single-family residential
- Occupancy: owner-occupied
- Property Use: primary residence only
ELIGIBLE TRANSACTIONS:
- Home purchases only (refinance transactions are not eligible)
First-time homebuyer status is not required
Program Layering & Restrictions:
- MAP HomeAssist Program® (HDP®) grant but cannot be combined with HDP Plus or HDP Wealth Builder.
MAP HomeAssist may not be combined with MAP`s lender Paid Mortgage Insurance (LPMI) Reimbursement.
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