Certificates

Make your money work for you by investing in a Share Certificate (otherwise known as Certificate of Deposit).

  • Minimum opening deposit $500
  • Terms from 6 months to 5 years
  • Fixed dividend rates
  • Certificates and IRA’s are available

Withdrawal penalty

Share Certificate withdrawn prior to maturity will incur an early withdrawal penalty of dividends, not principal.

Dividends

Dividends are compounded and credited monthly using average daily balance method. Some Certificate types allow additional deposits or have rate bump-up features.

Renewal

An unchanged account will automatically renew for the same term at the current rate, on its maturity date.

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