Make your money work for you by investing in a Share Certificate (otherwise known as Certificate of Deposit).

  • Minimum opening deposit $500
  • Terms from 6 months to 5 years
  • Fixed dividend rates
  • Certificates and IRA’s are available

Withdrawal penalty

Share Certificate withdrawn prior to maturity will incur an early withdrawal penalty of dividends, not principal.


Dividends are compounded and credited quarterly using average daily balance method. Some Certificate types allow additional deposits or have rate bump-up features.


An unchanged account will automatically renew for the same term at the current rate, on its maturity date.

Third Party Links Disclaimer. You are now exiting the Ukrainian Federal Credit Union Web Site. Please read the following and then click on the button below to access your requested website. Links that open a new browser window are opening a third party page. Ukrainian Federal Credit Union is not responsible for the content or availability of these linked sites. UFCU does not represent either the third party, or the member, if the two enter into a transaction. Privacy and security policies may differ from those practiced by Ukrainian Federal Credit Union. To return to the UFCU web site, click Cancel window that opened for the third party link.