Credit Cards

Visa® Credit Card - Wherever life takes you, make sure you have purchasing power in your pocket with a Visa® credit card from Ukrainian FCU.

UFCU Everyday Rewards Visa Card
  • Credit lines up to $20,000
  • APR2 for purchases starting as low as Prime + 6.5%
  • No annual fee
  • EMV chip technology and worldwide acceptance
  • Earn while you spend with CURewards® by receiving 1 point for every dollar. Easily redeem your points online for gift cards, merchandise, or cash back.
  • 24-hour cardholder service at 866-820-4875
  • Peace of mind with Visa’s® Zero Liability protection which safeguards you from unauthorized purchases if card is lost or stolen.
  • Easy online access through online banking. View transactions, make payments, and redeem your CURewards® points.
  • Create your own PIN (Personal Identification Number) by calling 888-886-0083
  • Free insurance to keep you covered while traveling, including Travel Accident Insurance, Auto Rental Damage Waiver, and Travel & Emergency Assistance
  • Enroll in VISA® purchase alerts → Click here1
Premier Rate Visa Card
  • Credit lines up to $20,000.
  • APR2 for purchases starting as low as Prime + 4.5% → Best card for members looking for the lowest rate!
  • No annual fee
  • EMV chip technology and worldwide acceptance
  • 24-hour cardholder service at 866-820-4875
  • Peace of mind with Visa’s® Zero Liability protection which safeguards you from unauthorized purchases if card is lost or stolen.
  • Easy online access through online banking. View transactions and make payments.
  • Create your own PIN (Personal Identification Number) by calling 888-886-0083
  • Free insurance to keep you covered while traveling, including Travel Accident Insurance, Auto Rental Damage Waiver, and Travel & Emergency Assistance
  • Enroll in VISA® purchase alerts → Click here1
Visa Elite Signature Card
  • Credit Lines from $5,000 to $20,000.
  • APR2 for purchases starting as low as Prime + 7.5%
  • No annual fee
  • EMV chip technology and worldwide acceptance
  • 24-hour cardholder service at 866-820-3803
  • Peace of mind with Visa’s® Zero Liability protection which safeguards you from unauthorized purchases if card is lost or stolen.
  • Rich CURewards® program:
    • $1 spent = 1.25 points.
    • 5,000 points = $50 payment to Visa® or transfer to UFCU savings/checking account.
  • Bonus Points:
    • Spend $2,000 within the first 90 days of opening the new Visa® Signature card and receive 5,000 bonus points.
  • Easy online access through online banking. View transactions, make payments, and redeem your CURewards® points.
  • Create your own PIN (Personal Identification Number) by calling 888-886-0083
  • Free insurance to keep you covered while traveling, including Travel Accident Insurance, Auto Rental Damage Waiver, and Travel & Emergency Assistance. Warranty Manager Service.
  • Enroll in VISA® purchase alerts → Click here1
Secured Visa Card
  • Credit lines up to $20,000
  • APR2 for purchases starting as low as Prime + 6.5%
  • No annual fee
  • EMV chip technology and worldwide acceptance
  • 24-hour cardholder service at 866-820-4875
  • Peace of mind with Visa’s® Zero Liability protection which safeguards you from unauthorized purchases if card is lost or stolen.
  • Share Secured Visa® for members with no credit scores and organizations.
  • Easy online access through online banking. View transactions and make payments.
  • Create your own PIN (Personal Identification Number) by calling 888-886-0083
  • Free insurance to keep you covered while traveling, including Travel Accident Insurance, Auto Rental Damage Waiver, and Travel & Emergency Assistance.
  • Enroll in VISA® purchase alerts → Click here1

Enhancements you should know about:

 

  • PIN NOW → Members will gain the ability to create their own PIN (Personal Identification Number).
    • To create a PIN, cardholder will need to call 888-886-0083.
  • PAY BY PHONE → Members will be able to make payments on their credit card account over the phone using their Ukrainian FCU account or an account from another financial institution.
    • Limit one payment by phone per day
    • Limit three payments by phone per billing cycle
    • Fee to pay by phone is $5
  • VISA® ONLINE → Members will be able to do more!
    • Submit general or transaction inquiries
    • Submit balance transfers
    • Schedule future-dated payments
    • Schedule recurring automatic payments
    • View eStatements up to 12 months

→Call or visit a branch today to apply for a UFCU Visa® Credit Card

 

1Clicking the link will send you to an alternate website not operated by the credit union; the credit union is not responsible for the content of the alternate website; the credit union does not represent either the third party or the member if the two enter into a transaction; privacy and security policies may differ from those practiced by the credit union.

2APR is ANNUAL PERCENTAGE RATE. The APR may increase in the future. The APR is subject to change on the first day of the billing cycle monthly to reflect any change in the Index and will be determined by the Prime Rate on the last day of the previous month to which we add a margin. The APR will never be higher than 18.00%. Cash Advance APR is 2% higher than APR for Purchases. Penalty APR is 18%. Penalty will apply if a member is 60 days late in making a payment.

Third Party Links Disclaimer. You are now exiting the Ukrainian Federal Credit Union Web Site. Please read the following and then click on the button below to access your requested website. Links that open a new browser window are opening a third party page. Ukrainian Federal Credit Union is not responsible for the content or availability of these linked sites. UFCU does not represent either the third party, or the member, if the two enter into a transaction. Privacy and security policies may differ from those practiced by Ukrainian Federal Credit Union. To return to the UFCU web site, click Cancel window that opened for the third party link.