Promotions

Transfer Your Credit Card Balance and Save Money!

OfferRate
Pay no interest on your UFCU VISA® credit card for up to 12 monthsAs low as 0.00% APR*

Questions? Click here to call or visit a branch today.

UFCU members with no existing UFCU VISA® credit card balance may apply through online banking. CLICK HERE to log in. (Profile > Electronic Services > Balance Transfer to UFCU Visa)

*APR is Annual Percentage Rate. Offer applies to balance transfers only and is valid beginning 1/1/2022 through 6/30/2022. A 0% balance transfer fee will be applied if the member has one or more qualifying UFCU products and services (direct deposit within the past 6 months, active existing loan, share certificate (CD), or money market account). Otherwise, a 2% balance transfer fee will be applied. Promotional APR of 0.00% is valid for up to 12 billing cycles from the date of first qualifying transfer. After twelve billing cycles, a variable purchase APR will take effect based on member’s credit score at the time of the balance transfer and will be applied to any unpaid outstanding balance. Variable APR will vary with the market based on the Prime Rate. Credit limit increase may be granted on a case by case basis. Existing UFCU VISA® Credit Card balances do not qualify. New UFCU VISA® Credit Card accounts subject to credit approval and/or co-signer. In some cases, UFCU may not be able to process a balance transfer request. Please see us for complete details. Membership eligibility required. Federally insured by NCUA.


Pay Less, Live More.

OfferRate
New car loan
As low as 2.25% APR*
Used car loanAs low as 2.50% APR*

Click here to call or visit a branch today.

*APR is Annual Percentage Rate. Rates are effective as of 8/20/21. Rates may change. To qualify for the special rate member must have: 1) credit score of 680 or higher, 2) direct deposit into a UFCU account, and 3) automatic loan payment from a UFCU account. Existing UFCU loans do not qualify for the promotion; outside refinances and new purchases only. Model years 2020-2022 and up to 5,000 miles qualifies as “new”. Model years 2017-2021 and up to 90,000 miles qualifies as “used”. Loan amounts are subject to income qualification and other UFCU credit granting terms & conditions. Insured by NCUA. **To qualify for Driver’s Ed financial assistance from UFCU a) UFCU must be the issuer of the auto loan and b) a Driver’s Education Certificate of Completion dated 8/20/21 or later must be provided to and verified by UFCU. Once verified UFCU will process a one-time, taxable gift deposit of up to $50 in the member’s UFCU primary shares (savings) account within two weeks. Gift deposit is limited to one per person. Offer expires 12/31/21. UFCU reserves the right to terminate this offer at any time. Membership is subject to eligibility.


1st Time Home Buyers Special

Save when you buy a home with us!

NO APPLICATION FEE! SAVE UP TO $750. RECEIVE 0.125% DISCOUNT FOR ANY TERM!

Click here to call or visit a branch today.

*Applies only to first time home buyers. Limited time only. Membership is subject to eligibility. Promotion may end at any time without prior notice. Insured by NCUA.


Rolling Down Our Rates, So You Can Deliver!

OfferRate
New Business Vehicle LoanAs low as 3.50% APR*
Used Business Vehicle LoanAs low as 3.75% APR*

Click here to call or visit a branch today.

*APR is Annual Percentage Rate. Rates are effective as of 9/15/21. Rates may change. To qualify for the special rate member must have a credit score of 680 or higher. Model years 2020-2022 with up to 10,000 miles qualify as “new”. Model years 2015-2021 with over 10,000 miles qualify as “used”. This promotion cannot be combined with any other promotions or discounts. Loan amounts are subject to income qualification and other UFCU credit granting terms & conditions. UFCU reserves the right to terminate this offer at any time. Membership is subject to eligibility.


Earn more on your savings with a high-yield certificate!

OfferRate
5-year Share Certificate specialAs high as 1.00% APY*
5-year IRA Share Certificate specialAs high as 1.00% APY*

Other rates and terms are available! Click here for rates.

Click here to call or visit a branch today.

*APY is Annual Percentage Yield. Applies to share certificate & IRA share certificate accounts: Rates are effective as of 09/01/2021. Minimum deposit is $500. Rates may change at any time. No rate adjustment on prior share certificates. Penalties apply for early withdrawal. The APY will remain in effect for the term of the certificate. Dividends are compounded and credited quarterly. Fees may reduce earnings. Other rates and terms are available. UFCU reserves the right to terminate these offers at any time without any further notice. Membership subject to eligibility. Federally insured by NCUA. Applies only to share certificate accounts: There is a penalty to withdraw the money (principal) you deposited into your Certificate before it reaches the maturity date; you may withdraw the dividend earned at any time w/o penalties. Applies only to IRA share certificate accounts: IRA Certificates are subject to IRS contribution limits. Additional deposits are not allowed into the same account. UFCU doesn’t offer tax advice; consult a professional tax advisor for IRA contribution limits and deductions. Penalties apply for early withdrawal.


Need to cover a personal expense?

Borrow up to $20,000.

TermRate
5 years5.99% APR*

Click here to call or visit a branch today.

*APR is Annual Percentage Rate. Rates are effective as of 11/16/2020. Rates may change. Special rate of 5.99% APR is available for a maximum loan of 5 years. To qualify for the special rate, member must have a BEACON credit score of 680 or higher. Other loan amounts, rates, and terms are available. Loan amounts are subject to income qualification and other UFCU credit granting terms & conditions. UFCU reserves the right to terminate this offer at any time without any further notice. Membership subject to eligibility. Insured by NCUA.

Third Party Links Disclaimer. You are now exiting the Ukrainian Federal Credit Union Web Site. Please read the following and then click on the button below to access your requested website. Links that open a new browser window are opening a third party page. Ukrainian Federal Credit Union is not responsible for the content or availability of these linked sites. UFCU does not represent either the third party, or the member, if the two enter into a transaction. Privacy and security policies may differ from those practiced by Ukrainian Federal Credit Union. To return to the UFCU web site, click Cancel window that opened for the third party link.