Be smart with your debt.
Transfer Your Credit Card Balance to a UFCU VISA® Credit Card and Save!
|Balance Transfer Fee||APR* for 12 months|
Members may also apply for a balance transfer through the online banking platform under Profile > Electronic Services. Click here to log in.
*APR is Annual Percentage Rate. Offer applies to balance transfers only and is valid beginning 1/2/2020 through 6/30/2020. Promotional APR of 2.99% is valid for 12 billing cycles from the date of first qualifying transfer. After twelve billing cycles a variable purchase APR will take affect based on member’s credit score at the time of the balance transfer and will be applied to any unpaid outstanding balance. Variable APR will vary with the market based on the Prime rate. Existing UFCU Visa Credit Card balances do not qualify. New UFCU Visa Credit Card accounts subject to credit approval and/or co-signer. In some cases, UFCU may not be able to process a balance transfer request. Please see us for complete details. Membership eligibility required. Insured by NCUA.
Your savings solution is here.
Save and Earn!
|5-Year Share Certificate||2.379%||2.400%|
*APY is Annual Percentage Yield. Rates are effective as of 8/30/2019. Minimum deposit is $500. No rate adjustment on prior share certificates. There is a penalty to withdraw the money (principal) you deposited into your Certificate before it reaches the maturity date; you may withdraw the dividend earned at any time w/o penalties. Rates may change at any time. The APY will remain in effect for the term of the certificate. Dividends are compounded and credited quarterly. Fees may reduce earnings. Other rates and terms are available. UFCU reserves the right to terminate these offers at any time without any further notice. Membership subject to eligibility. Insured by NCUA.
Life is a road trip.
Enjoy the drive!
|New car loan||As low as 3.49% APR*|
|Used car loan||As low as 3.75% APR*|
*APR is Annual Percentage Rate. Rates are effective as of 9/1/2019. Rates may change. To qualify for the special rate member must have: 1) credit score of 680 or higher, 2) direct deposit into a UFCU account, and 3) automatic loan payment from a UFCU account. Existing UFCU loans do not qualify for the promotion; outside refinances and new purchases only. Model years 2018-2020 and up to 5,000 miles qualifies as “new”. Model years 2015-2019 and up to 90,000 miles qualifies as “used”. Loan amounts are subject to income qualification and other UFCU credit granting terms & conditions. Insured by NCUA.
Need to cover a personal expense?
Borrow up to $20,000.
|5 years||6.99% APR*|
*APR is Annual Percentage Rate. Rates are effective as of 10/15/2019. Rates may change. Special rate of 6.99% APR is available for a maximum loan of 5 years. To qualify for the special rate, member must have a BEACON credit score of 680 or higher. Other loan amounts, rates, and terms are available. Loan amounts are subject to income qualification and other UFCU credit granting terms & conditions. UFCU reserves the right to terminate this offer at any time without any further notice. Membership subject to eligibility. Insured by NCUA.