Business Rates

Savings & Checking

Account Type APY*
Regular Savings 0.03%
Share Draft (Checking)
Account Type APY*
Business Checking 0.00%
Organizational Checking 0.00%
Money Market

Money Market1

$500.00 – $2,499.99 0.100% 0.100%
$2,500.00 – $24,999.99 2.000% 2.020%
$25,000.00 – $99,999.99 2.500% 2.530%
$100,000.00 – $249,999.99 3.250% 3.300%
$250,000.00 – $999,999.99 3.750% 3.820%

1Minimum daily balance and balance to earn dividends is $500. Up to three (3) withdrawals are allowed per month before a fee is imposed. There is a minimum of $100 per withdrawal.


Business Vehicle Loans

New Vehicles

Term in Years APR* as low as
2 8.000%
3 8.000%
4 8.250%
5 8.500%
6 8.750%

Used Vehicles

2016-2021 4 8.750%
2014-2015 3 9.000%
2012-2013 2 11.000%


Business Equipment Loans
Term in Years APR* as low as
3 8.750%
4 9.000%
5 9.250%


Signature Loan
Term in Years APR* as low as
2 11.000%
3 11.250%
4 11.500%


Visa Credit Card

UFCU Everyday Rewards VISA® Credit Card

Transaction Type APR* as low as
Purchases 15.00% to 18.00%
Balance Transfers 15.00% to 18.00%
Cash Advance 17.00% to 18.00%

Click here for rates and terms for all four of our credit card programs.

Overdraft Line of Credit
Type APR* as low as
Unsecured 14.50%
Shared Secured 9.00%


We offer several mortgage options for commercial, investment, and church properties. Click here to learn more.

Commercial, Investment, or Church Mortgages
Maximum LTV Maximum Amount Term in Years APR* as low as
75% $500,000 12 8.625%

Commercial loan rates above $500,000 will be quoted on a case-by-case basis and based on loan amount, LTV and DCR (debt coverage ratio). Please call (877) 968-7828 and inquire with our Loan Department.

*APY is Annual Percentage Yield. APR is Annual Percentage Rate. All rates are subject to change without notice. Fees may reduce earnings on savings and money market accounts. Share savings rates are accurate as of the last dividend declaration date and these rates may change after the account is opened. Some accounts have a minimum balance requirement in order to earn dividends. Loan rates are shown as low as; your actual rate may vary based on your credit history, type of loan, down payment, and other factors. Members may earn up to a 1.00% relationship discount on business vehicle and business signature loans. Inquire with your local branch. All loans are subject to credit underwriting terms and conditions.

Rates accurate as of: 4/9/2024, 1:17:01 pm

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