When a lender receives your FICO® Score, key score factors are delivered with the score. These key score factors are the top factors that affected the score. Knowing these score factors can help you better understand your financial health over time.
Ukrainian Federal Credit Union Credit Card holders will receive their updated FICO® Score 5 based on Equifax data, when available, on a quarterly basis. You’ll see this score on your monthly statement and within Online Banking, so you can stay on top of your credit and avoid surprises.
Curious about your credit report? You are entitled to one free credit report per year from each of the major credit bureaus. Request yours online by visiting Annual Credit Report. During these times of COVID-19, accessing your credit is important. That’s why Equifax, Experian, and TransUnion are now offering free weekly online reports through April 2021.
|FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Ukrainian Federal Credit Union and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Ukrainian Federal Credit Union and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.|