Promotions
Transfer your balance & save!
| Balance Transfer Fee | Annual Percentage Rate |
| 0% | 2.99% |
Click here to call or visit a branch today.
*APR is Annual Percentage Rate. Offer applies to balance transfers only and is valid beginning 1/1/2023 through 6/30/2023. There is a 0% balance transfer fee, meaning there is no fee to transfer your credit card balance to UFCU. However, an APR of 2.99% is valid for up to 12 billing cycles from the date of first qualifying transfer. After twelve billing cycles, a variable purchase APR will take effect based on member’s credit score at the time of the balance transfer and will be applied to any unpaid outstanding balance. Variable APR will vary with the market based on the Prime Rate. Credit limit increase may be granted on a case by case basis. Existing UFCU VISA® Credit Card balances do not qualify. New UFCU VISA® Credit Card accounts subject to credit approval and/or co-signer. In some cases, UFCU may not be able to process a balance transfer request. Please see us for complete details. Membership eligibility required. Federally insured by NCUA.
Retire your money with UFCU & earn for your future!
| Offer | Rate |
| 5-year IRA Share Certificate special | As high as 5.00% APY* |
Other rates and terms are available! Click here for rates.
Click here to call or visit a branch today.
*APY is Annual Percentage Yield. Rates are effective as of 2/21/23. Minimum deposit is $500. Rates may change at any time. No rate adjustment on prior Share Certificates. There is a penalty to withdraw the money (principal) you deposited into your Share Certificate before it reaches the maturity date; you may withdraw the dividend earned at any time w/o penalties. The APY will remain in effect for the term of the Share Certificate. Dividends are compounded & credited quarterly. Fees may reduce earnings. Other rates & terms are available. UFCU reserves the right to terminate these offers at any time without any further notice. Membership subject to eligibility. Federally insured by NCUA. Applies to IRA Share Certificate accounts: 5.00% APY for new 2022 & 2023 IRA contributions only (up to $7,000 for 2022, & up to $7,500 for 2023 for a total maximum deposit of $14,500). 5.00% APY special is not for other IRA funds, like rollovers or transfers. IRA Share Certificates are subject to IRS contribution limits. Additional deposits are not allowed into the same account. UFCU doesn’t offer tax advice; consult a professional tax advisor for IRA contribution limits & deductions. Penalties apply for early withdrawal.
A flexible & rewarding savings option for you!
| Offer | Rate |
| 3-year (1x bump-up) Share Certificate special | As high as 4.50% APY* |
| 3-year (1x bump-up) IRA Share Certificate special | As high as 4.50% APY* |
Other rates and terms are available! Click here for rates.
Click here to call or visit a branch today.
*APY is Annual Percentage Yield. Rates are effective as of 2/21/23. Minimum deposit is $500. Rates may change at any time. No rate adjustment on prior share certificates. There is a penalty to withdraw the money (principal) you deposited into your Certificate before it reaches the maturity date; you may withdraw the dividend earned at any time w/o penalties. The APY will remain in effect for the term of the certificate. Dividends are compounded and credited quarterly. Fees may reduce earnings. Other rates and terms are available. UFCU reserves the right to terminate these offers at any time without any further notice. Membership subject to eligibility. Federally insured by NCUA. Applies only to IRA share certificate accounts: IRA Certificates are subject to IRS contribution limits. Additional deposits are not allowed into the same account. UFCU doesn’t offer tax advice; consult a professional tax advisor for IRA contribution limits and deductions. Penalties apply for early withdrawal.
See your money grow!
| Offer | Rate |
| 13-month Share Certificate special | As high as 4.25% APY* |
| 13-month IRA Share Certificate special | As high as 4.25% APY* |
Other rates and terms are available! Click here for rates.
Click here to call or visit a branch today.
*APY is Annual Percentage Yield. Rates are effective as of 2/21/23. Minimum deposit is $500. Rates may change at any time. No rate adjustment on prior share certificates. There is a penalty to withdraw the money (principal) you deposited into your Certificate before it reaches the maturity date; you may withdraw the dividend earned at any time w/o penalties. The APY will remain in effect for the term of the certificate. Dividends are compounded and credited quarterly. Fees may reduce earnings. Other rates and terms are available. UFCU reserves the right to terminate these offers at any time without any further notice. Membership subject to eligibility. Federally insured by NCUA. Applies only to IRA share certificate accounts: IRA Certificates are subject to IRS contribution limits. Additional deposits are not allowed into the same account. UFCU doesn’t offer tax advice; consult a professional tax advisor for IRA contribution limits and deductions. Penalties apply for early withdrawal.
Save now & see short-term results!
| Offer | Rate |
| 6-month Share Certificate special | As high as 2.780% APY* |
Other rates and terms are available! Click here for rates.
Click here to call or visit a branch today.
*APY is Annual Percentage Yield. Rates are effective as of 2/21/23. Minimum deposit is $500. Rates may change at any time. No rate adjustment on prior share certificates. There is a penalty to withdraw the money (principal) you deposited into your Certificate before it reaches the maturity date; you may withdraw the dividend earned at any time w/o penalties. The APY will remain in effect for the term of the certificate. Dividends are compounded and credited quarterly. Fees may reduce earnings. Other rates and terms are available. UFCU reserves the right to terminate these offers at any time without any further notice. Membership subject to eligibility. Federally insured by NCUA.
1st Time Home Buyers Special
Save when you buy a home with us!
NO APPLICATION FEE! SAVE UP TO $750. RECEIVE 0.125% DISCOUNT FOR ANY TERM!
Click here to call or visit a branch today.
*Applies only to first time home buyers. Limited time only. Membership is subject to eligibility. Promotion may end at any time without prior notice. Insured by NCUA.
Need to cover a personal expense?
Borrow up to $20,000.
| Term | Rate |
| 5 years | 8.99% APR* |
Click here to call or visit a branch today.
*APR is Annual Percentage Rate. Rates are effective as of 3/22/23. Rates may change. Special rate of 8.99% APR is available for a maximum loan of 5 years. To qualify for the special rate, member must have a BEACON credit score of 680 or higher. Other loan amounts, rates, and terms are available. Loan amounts are subject to income qualification and other UFCU credit granting terms & conditions. UFCU reserves the right to terminate this offer at any time without any further notice. Membership subject to eligibility. Insured by NCUA.