Promotions
Drive away with a low rate & peace of mind
| Offer | Rate |
| NEW vehicle (2024-26) | As low as 4.50% APR* |
| USED vehicle (2021-25) | As low as 4.75% APR* |
Other rates and terms are available! Click here for rates.
Click here to call or visit a branch today.
*APR is Annual Percentage Rate. Rates are effective 03/28/2025. Rates may change at any time. A “new” vehicle has no more than 5,000 miles. A “used” vehicle has no more than 60,000 miles; otherwise, regular rates will apply. To qualify for the advertised new or used auto loan rate, member must: 1) have a credit score of 680 or higher, 2) set up direct deposit into UFCU account (for non-self employed borrowers) for life of the loan, and 3) set up automatic loan payment from UFCU account for all borrowers for life of the loan. Existing UFCU loans do not qualify for this promotion; outside refinances and new purchases only. No additional discounts will apply.
A flexible & rewarding savings option for you!
| Offer | Rate |
| 3-year (1x bump-up) Share Certificate special | As high as 3.50% APY* |
| 3-year (1x bump-up) IRA Share Certificate special | As high as 3.50% APY* |
Other rates and terms are available! Click here for rates.
Click here to call or visit a branch today.
*APY is Annual Percentage Yield. Rates are effective as of 03/28/2025. Minimum deposit is $500. Rates may change at any time. No rate adjustment on prior share certificates. There is a penalty to withdraw the money (principal) you deposited into your Certificate before it reaches the maturity date; you may withdraw the dividend earned at any time w/o penalties. The APY will remain in effect for the term of the certificate. Dividends are compounded and credited quarterly. Fees may reduce earnings. Other rates and terms are available. UFCU reserves the right to terminate these offers at any time without any further notice. Membership subject to eligibility. Federally insured by NCUA. Applies only to IRA share certificate accounts: IRA Certificates are subject to IRS contribution limits. Additional deposits are not allowed into the same account. UFCU doesn’t offer tax advice; consult a professional tax advisor for IRA contribution limits and deductions. Penalties apply for early withdrawal.
Save now & see short-term results!
| Offer | Rate |
| 5-month Share Certificate special | As high as 4.250% APY* |
Other rates and terms are available! Click here for rates.
Click here to call or visit a branch today.
*APY is Annual Percentage Yield. Rates are effective as of 03/28/2025. Minimum deposit is $500. Rates may change at any time. No rate adjustment on prior share certificates. There is a penalty to withdraw the money (principal) you deposited into your Certificate before it reaches the maturity date; you may withdraw the dividend earned at any time w/o penalties. The APY will remain in effect for the term of the certificate. Dividends are compounded and credited quarterly. Fees may reduce earnings. Other rates and terms are available. UFCU reserves the right to terminate these offers at any time without any further notice. Membership subject to eligibility. Federally insured by NCUA.
Need to cover a personal expense?
Borrow up to $20,000.
| Term | Rate |
| up to 5 years | 7.99% APR* (credit score 780 or higher) |
| up to 5 years | 8.99% APR* (credit score 740 or higher) |
| up to 5 years | 9.99% APR* (credit score 680 or higher) |
Apply online
Click here to call or visit a branch today.
*APR is Annual Percentage Rate. Rates are effective as of 03/28/2025. Rates may change. Special rate of 7.99% APR is available for a maximum loan of 5 years. To qualify for the lowest loan rate, member must have a credit score of 780 or higher. Other loan amounts, rates, and terms are available. Loan amounts are subject to income qualification and other UFCU credit granting terms & conditions. UFCU reserves the right to terminate this offer at any time without any further notice. Membership subject to eligibility. Insured by NCUA.
1st Time Home Buyers Special
Save when you buy a home with us!
NO APPLICATION FEE! SAVE UP TO $750. RECEIVE 0.125% DISCOUNT FOR ANY TERM!
Click here to call or visit a branch today.
*Applies only to first time home buyers. Limited time only. Membership is subject to eligibility. Promotion may end at any time without prior notice. Insured by NCUA.