Certificates
Make your money work for you by investing in a Share Certificate (otherwise known as Certificate of Deposit).
- Minimum opening deposit $500
- Terms from 6 months to 5 years
- Fixed dividend rates
- Certificates and IRA’s are available
Withdrawal penalty
Share Certificate withdrawn prior to maturity will incur an early withdrawal penalty of dividends, not principal.
Dividends
Dividends are compounded and credited quarterly using average daily balance method. Some Certificate types allow additional deposits or have rate bump-up features.
Renewal
An unchanged account will automatically renew for the same term at the current rate, on its maturity date.