Mother sledding with toddler

UFCU Loan for U

We want you to be happy and stress-free this holiday season.

So, if you need a little extra help paying for things, we lowered our already-popular personal loan rate to as low as 4.99% APR* for a limited time only!

Do you need cash to…

  1. buy holiday gifts?
  2. move to another state?
  3. cover an emergency?
  4. go on vacation?
  5. buy an appliance?
  6. pay for a wedding?

We want to help!

In the dropdown menu for Loan Type please select “Signature/Personal Loan“.

*APR is Annual Percentage Rate. Rate is effective as of 11/26/21. Special rate of 4.99% APR is available for a maximum loan of 4 years. Offer is available to new and existing UFCU members who open their account online or at our Rochester or Webster branches AND mention this offer. To qualify for the special rate, member must have a credit score of 680 or higher. Must be at least 18 years of age, have a Social Security Number, be a U.S. Citizen or Permanent Resident and currently have a U.S. residential address. Other loan amounts, rates, and terms are available. Loan amounts are subject to income qualification and other UFCU credit granting terms & conditions. UFCU reserves the right to terminate this offer at any time without any further notice. Membership subject to eligibility. Insured by NCUA.

Why Become a Member of UFCU?


More Than Just Banking

We offer a level of personalized service that has kept our membership growing for 68 years. Not to mention our multilingual staff fluently speaks English and Ukrainian as well as other languages.

Save, Borrow, & Be U

Our members benefit from high savings rates and low loan rates. From commercial loans to money market accounts, we have something that suits your needs.

Safe & Convenient Access

Perform transactions from home, at a branch, or while you’re on the go. Our branches, mobile and online banking platforms, and CO-OP ATM & Shared Branch network make life easier for you. Our members have access to over 30,000 fee-free ATMs and over 5,000 Shared Branches nationwide.

Members are our shareholders

As a member-owned, not-for-profit, cooperative financial institution, profits made by UFCU are returned back to its members in the form of reduced fees, higher savings rates and lower loan rates. We exist to serve our members.


A vast array of personal services along with services for businesses, churches, and organizations.

Personal Services

  • Savings & Checking Accounts
  • IRA & Share Certificates
  • Mitten Club Accounts for Kids
  • Consumer Loans & Mortgages
  • VISA® Debit & Credit cards

Business & Organization Services

  • Savings & Checking Accounts
  • Commercial Loans
  • Church Loans
  • Business or Investment Lines of Credit
  • VISA® Debit & Credit cards

Not a member? Join today!

  • Get access to products with great rates along with personalized service and support of Ukrainian FCU employees.
  • Lower credit card, loan and mortgage rates than the competition.
  • Save time with account access through Online Banking, Debit Card, ATM and Shared Branching Network.
  • Offers you peace of mind by knowing your accounts are federally insured.

How Do I Join?

Stop into a local branch or complete an application online today!

We serve members of our common bond churches and organizations from coast to coast. In the Greater Rochester area members of the following organizations or churches are eligible to join our Credit Union:

International Sister Cities of Irondequoit NY & Poltava, UKR Open membership w/ a small, one-time fee
Rochester Ukrainian Group, Inc. (RUG) Open membership w/ a small, one-time fee
First Ukrainian Christian Church
Slavic Bible Baptist Church
Slavic Pentecostal Church
St. George Roman Catholic Lithuanian Church
St. Josaphat Ukrainian Catholic Church
St. Mary Protectress Ukrainian Autocephalous Orthodox Church
Ukrainian American Sports Club
Ukrainian Arts Foundation of Greater Rochester (UAFGR)
Ukrainian Catholic Church of the Epiphany
Ukrainian Christian House of Prayer
Ukrainian Christian Pentecostal Church
Ukrainian Cultural Center of Rochester (UCCR) Open membership w/ an annual fee.

Ukrainian National Association (UNA)
Ukrainian Pentecostal Church
UNA Branch 343 St. Anne’s Society
UNA Branch 367 Zaporozka Sitch


What else?

To complete your new member application, required items will include, but not be limited to, the following:

  • Person must be a U.S. Citizen or Permanent Resident.
  • Valid, unexpired U.S. Government or State Issued Photo ID and a U.S. Social Security Number.
  • Required Personal Identifying Information (i.e. address, phone number, etc.)
  • Funding source information for your new account – you will have the option to fund your new membership account (min. $50) using an external account at another financial institution, a credit or debit card, by mailing a check or by making a deposit at any of our branches.

Note: Interested Businesses or Organizations can apply for membership in branch. Membership can not be opened over the phone. All owners must qualify for membership.

Have any questions?

Complete the form below, and we’ll reach out to you during normal business hours (Monday – Saturday).

  • This field is for validation purposes and should be left unchanged.

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