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Transfer Your Balance & Save!

2024 Balance Transfer

  • Current UFCU credit card, or activation of a new credit card account, is needed before the balance transfer can be processed.

  • Credit card #1

    Please complete at least one section for each credit card balance that you would like to transfer to Ukrainian FCU.
  • Credit card #2 (if necessary)

    Complete additional section below if you'd like to transfer a second credit card balance to Ukrainian FCU.
  • Credit card #3 (if necessary)

    Complete additional section below if you'd like to transfer a third credit card balance to Ukrainian FCU.
  • Credit card #4 (if necessary)

    Complete additional section below if you'd like to transfer a fourth credit card balance to Ukrainian FCU.
  • Please provide most recent statement for each credit card account.

    I authorize the Ukrainian Federal Credit Union (UFCU) to make the payments indicated above and add the amounts to my VISA® Credit Card Account.
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    • TERMS AND CONDITIONS

      *APR is Annual Percentage Rate. Current UFCU credit card, or activation of a new credit card account, is needed before the balance transfer can be processed. Offer applies to balance transfers only and is valid beginning 1/2/24 through 3/30/24. UFCU members who have a primary share (savings) account, share draft (checking) account, and are registered for eStatements qualify for a 0% balance transfer fee. Otherwise, a 3% fee (charged on amount being transferred) will apply. 5.99% APR is valid for up to 12 billing cycles from the date of first qualifying transfer. After twelve billing cycles, a variable purchase APR will take effect based on member’s credit score at the time of the balance transfer and will be applied to any unpaid outstanding balance. Variable APR will vary with the market based on the Prime Rate. Credit limit increase may be granted on a case by case basis. Existing UFCU VISA® Credit Card balances do not qualify. New UFCU VISA® Credit Card accounts subject to credit approval and/or co-signer. In some cases, UFCU may not be able to process a balance transfer request. If you have more than 4 balances that you would like to transfer, please submit this online form, and complete and return additional form(s). Any comments/questions may be directed to cardservices@ukrainianfcu.org. Membership eligibility required. Federally insured by NCUA.
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    Why Transfer Your Credit Card Balance to a UFCU VISA® Credit Card?

    • Pay down debt / Consolidate debt
    • Temporarily lower interest rate to create financial breathing room, peace of mind
    • Save money, set goal to become more financially stable
    • Interest earned by UFCU is returned to members in the form of lower loan rates, lower fees, and higher deposit rate

    Why Become a Member of UFCU?

    HERE ARE THE BENEFITS.

    More Than Just Banking

    We offer a level of personalized service that has kept our membership growing for 70 years. Not to mention our multilingual staff fluently speaks English and Ukrainian as well as other languages.

    Save, Borrow, & Be U

    Our members benefit from high savings rates and low loan rates. From commercial loans to money market accounts, we have something that suits your needs.

    Safe & Convenient Access

    Perform transactions from home, at a branch, or while you’re on the go. Our branches, mobile and online banking platforms, and CO-OP ATM & Shared Branch network make life easier for you. Our members have access to over 30,000 fee-free ATMs and over 5,000 Shared Branches nationwide.

    Members are our shareholders

    As a member-owned, not-for-profit, cooperative financial institution, profits made by UFCU are returned back to its members in the form of reduced fees, higher savings rates and lower loan rates. We exist to serve our members.

    WHAT DO WE OFFER?

    A vast array of personal services along with services for businesses, churches, and organizations.

    Personal Services

    • Savings & Checking Accounts
    • IRA & Share Certificates
    • Mitten Club Accounts for Kids
    • Consumer Loans & Mortgages
    • VISA® Debit & Credit cards

    Business & Organization Services

    • Savings & Checking Accounts
    • Commercial Loans
    • Church Loans
    • Business or Investment Lines of Credit
    • VISA® Debit & Credit cards

    Not a member? Join today!

    • Get access to products with great rates along with personalized service and support of Ukrainian FCU employees.
    • Lower credit card, loan and mortgage rates than the competition.
    • Save time with account access through Online Banking, Debit Card, ATM and Shared Branching Network.
    • Offers you peace of mind by knowing your accounts are federally insured.

    How Do I Join?

    Stop into a local branch or complete an application online today!

    We serve members of our common bond churches and organizations from coast to coast.

    Third Party Links Disclaimer. You are now exiting the Ukrainian Federal Credit Union Web Site. Please read the following and then click on the button below to access your requested website. Links that open a new browser window are opening a third party page. Ukrainian Federal Credit Union is not responsible for the content or availability of these linked sites. UFCU does not represent either the third party, or the member, if the two enter into a transaction. Privacy and security policies may differ from those practiced by Ukrainian Federal Credit Union. To return to the UFCU web site, click Cancel window that opened for the third party link.